Who Pays for Your Medical Bills After a Car Accident?

April 22, 2020

deadly car crash

If you were injured in a car accident, you may be left not only with injuries, but with huge medical bills. Trying to figure out who will pay your medical bills after a car accident can be confusing. Although you may think that the person who caused your accident and injuries will pay your medical bills, it is not that straightforward, and the process can be a long one.

Medical Bills After Treatment

After your car accident, and after you receive treatment from the hospital, you may find yourself bombarded with bills from the ambulance, the emergency room, the radiology department, as well as bills from doctors’ appointments and for medications. It can be overwhelming and cause you to wonder how you are going to pay them.

If you live in a no-fault state, then your Personal Injury Protection (PIP) will cover around 80 percent of reasonable medical bills, regardless of who was at-fault for the accident. Reasonable medical treatment includes X-rays, surgery, prosthetic devices, and hospital treatments, among other things. Once your medical treatment exceeds the state’s no-fault limit, you will be responsible for paying the rest of your medical treatment. No fault insurance is convenient because medical expenses are paid out quickly so that the injured party does not have to pay out-of-pocket for medical bills.

As your case proceeds, your attorney will keep track of all your medical bills so that when the time comes, they can ask for a proper amount of damages. Ultimately, it is the injured party’s responsibility to take care of their own medical bills, especially if they do not live in a no-fault state. Even if the other driver is clearly at-fault, they are not legally required to pay your medical bills on an ongoing basis.

Insurance Companies

The other driver’s insurance may attempt to offer you money. If they do, you should not take it. If you accept, you will release the insurance company and the other driver from the responsibility of paying any future medical expenses. This is why it is important to receive all your medical treatment and obtain legal counsel before making any decisions.

Cherry Hill Car Accident Lawyers at DiTomaso Law Represent Clients Injured in All Types of Car Accidents

If you were injured in a car accident, you need a lawyer who will obtain the compensation you deserve for your pain and suffering. Our Cherry Hill car accident lawyers at DiTomaso Law will review your case and fight for your rights. For a free consultation, contact us online or call us at 856-414-0010. Located in Philadelphia and Cherry Hill, New Jersey, we serve clients throughout southeastern Pennsylvania and South Jersey, including Vineland, Mt. Holly, and Camden County.